Best way is…

Monday 20 July 2015, 12.00pm HKT


max calderan the best way 2015 0719

The best way you’re looking for … they’re the losers, he says.

signature tnl transparent



© The Naked Listener’s Weblog, 2015 | Site | | FB | Twitter | Policy & Legal | B15232

Hedging your bets

Tuesday 1 July 2014, 2.48am HKT

photo bird rain c4c


HEDGING YOUR BETS is to look for the safest and best-performing choice — to reduce your loss on something (say, a bet or an investment) by using the gains to offset the losses.

In life, it’s also a way to avoid choosing one thing or side, so that whatever happens in the future, you won’t have problems or seem stupid.

But realise it’ll be the source of your greatest anxiety too.

Hedging your bets usually works only in fair weather.

If you’re not the type who thrives on stress or can make decisions on incomplete information, then take a stance, stand your ground, and live with it — for better or worse.

The Naked Listener, 11.20pm, 27°C (81°F), fine

sign you exist for nothing c4c

Exist … hopefully for more than that


Images via c4c (click top image for full size)

© The Naked Listener’s Weblog, 2014 | | FB | Twitter | Policy & Legal

DocID: B14190


If you don’t know this by now…

Friday 10 January 2014, 1.29am HKT

text messaging

1.10am local time, 15°C (59F), coolish

Just texted this to someone:—

“Robert here. Keep this on ur phone & look at it sometimes.

“Real power doesn’t come from hate. It comes from Truth. Write more, paint more, photograph more. Do something amazing. Go down a different path. Challenge yourself. Think small. Think big. Do good for no returns. Your time is limited, don’t live someone else’s life. Have fun. Don’t hurt people. Don’t accept defeat. Strive to be happy.”

(SMS message, 12.56am, 10 Jan 2014)

(Image via Silicon Republic)



© The Naked Listener’s Weblog, 2014. (B14018)

69 my 99 bitches? 86 it!

Wednesday 28 August 2013, 4.54am HKT

CASHING in on my unbelievably successful streak subliming the movies, I’m blowing my mental capital on another heist for your own recognizance. Post will be ‘in character’; some semi-adult language follows.

the taking of pelham 1 2 3 flickminute

(via Flick Minute)

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Lessons from an average bank heist

Sunday 9 June 2013, 1.58pm HKT

Updated 30 SEP 2013 (photo source)

Noon local time, 31°C (88°F), sunny and hot with some rain patches

INSTEAD of paying an obscene load of cash to be educated in the classroom, get your free, no-strings-attached, no-frills edjumacation from the School of Hard Knocks at the University of Hell and High Water.

bank robbery guangzhou temasek review

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Calling the margins

Wednesday 23 January 2013, 1.23am HKT

Updated 19 Feb 2013 (format fixes)

DIALOGUES from the movie “Margin Call” (2011), a tightly wound independent drama film about what takes place over a 36-hour period at a large Wall Street investment bank and highlights the initial stages of the financial crisis of 2007–2008.



you cant cheat nature wikipedia“There are three ways to make a living in this business — be first, be smarter, or cheat. Now I don’t cheat. And while I think we’ve got some pretty smart people in this building, it’s better to be first.”

~ CEO John Tuld (played by Jeremy Irons)

The perceptive will ask, can I cheat smarter first?

Which is why the CEO John Tuld told his floor head Sam Rogers (Kevin Spacey) this later on when the brown stuff should hit the fan:—

Sam: You’re panicking.

John: If you’re first out the door, it’s not called panicking.

keep calm panicking



Head of trading desk Will Emerson (played by Paul Bettany) tells ‘wonder boy’ head of capital markets Jared Cohen (Simon Baker) like it is:—

sign language interpretationJared: Sometimes in an acute situation such as this, often what is right can take on multiple interpretations. I need to know if you will step up.

Will: I’m sure Sam will step up. But just to make sure, Sam and I have always had the SAME interpretation of what’s right — not matter HOW ACUTE the situation.

In other words, if you don’t stand your ground, the bastards are going to pull the rug from under your feet, namsayin’?



Reality check about what we do, what we give, what we get:—

“Jesus, Seth. Listen, if you really wanna do this with your life you have to believe you’re necessary — and you ARE. People wanna live like this in their cars and big f–ckin’ houses they can’t even pay for — then you’re necessary. The only reason that they all get to continue living like kings is ’cause we got our fingers on the scales in their favour. I take my hand off — and then the whole world gets really f–ckin’ fair really f–ckin’ quickly, and nobody actually wants that. They say they do but they don’t. They want what we have to give them but they also wanna, you know, play innocent and pretend they have no idea where it came from. Well, that’s more hypocrisy than I’m willing to swallow, so f–ck ’em. F–ck normal people. You know, the funny thing is, tomorrow, if all of this goes tits up, they’re gonna crucify us for being too reckless. But if we’re wrong, and everything gets back on track? Well then, the same people are gonna laugh till they piss their pants ’cause we’re gonna all look like the biggest pussies God ever let through the door. Listen, nothing I’m gonna say is going to make you feel any better. It’s just going to suck for a while and then you’ll be fine.”

~ Will Emerson (Paul Bettany) to junior risk analyst Seith Bregman (Penn Badgley)

Everyone’s living  some kind of lie, including yourself.

necessity macgyver fashionablygeek



If there’s a winner, there HAS TO BE a loser somewhere:—

one message lusers tardeotemperano

“So you think we might have put a few people out of business today, that it’s all for naught. You’ve been doing that every day for almost 40 years, Sam. And if this is all for naught, then so is everything out there.

“It’s just money. It’s made up — pieces of paper with pictures on it so we don’t have to kill each other just to get something to eat. It’s not wrong. And it’s certainly no different today than it’s ever been: 1637, 1797, 1819, 1837, 1857, 1884, 1901, 1907, 1929, 1937, 1974, 1987 — Jesus! Didn’t THAT f–ck me up good! — 1992, 1997, 2000 — and whatever we want to call THIS.

“It’s all just the same thing over and over; we can’t help ourselves. And you and I can’t control it, or stop it, or even slow it. Or even ever so slightly alter it. We just react. And we make a lot money if we get it right, and we get left by the side of the road if we get it wrong.

“And there have always been and there always will be the same percentage of winners and losers. Happy foxes and sad sacks. Fat cats and starving dogs in this world. Yeah, there may be more of us today than there’s ever been. But the percentages — they stay exactly the same.

~ CEO John Tuld (Jeremy Irons)

Which side of the proportion do YOU often find yourself in?



The real caveat about value, sellability, buyability and priceability:—

Sam Rogers: The real question is, who are we selling this to?

John Tuld: The same people we’ve been selling it to for the last two years and whoever else would buy it.

Sam: But John, if you do this, you will kill the market for years. It’s over.

(John nods.)

Sam: And you’re selling something that you *know* has no value.

John: We are selling to willing buyers at the current fair market price — so that we may survive!

Sam: You would never sell anything to any of those people ever again.

John: I understand.

Sam: Do you?

John: Do YOU?! (Pounding the desk) THIS is it! I’m telling you, this is IT!

~ Dialogue between Sam Rogers (Kevin Spacey) and John Tuld (Jeremy Irons)

Just because you’re being sold something — anything — doesn’t mean it’s worth buying.

And we’re not just talking about investment products either.

open season on idiots

You might just be ‘the season’



Always, always have even a generic idea of how much your outgoings are, no matter how sinful the spending had been for.

danger screenshotSeth Bregman: Will?

Will Emerson: Yeah?

Seth: Did you really make two and half million bucks last year?

Will: Yeah … I did.

Peter Sullivan: What do you do with all that money?

Will: I don’t know, really. It goes pretty quick. You spend what you’ve got in your pocket. Well, the taxman takes half of it up front. That leaves you with, what, million and a quarter. The mortgage takes three hundred. I gave a hundred and fifty to my parents, just to keep them going, you know. So now you got, what —

Peter: Eight hundred.

Will: A hundred fifty for the car last year, another hundred for eating, fifty on clothes, put four hundred away for a rainy day…

Seth: Smart.

Will: And what’s that?

Peter: One hundred twenty-five left.

Will: I spent 76,521 dollars on booze, dancers and whores.

Peter: Seventy-six five?

Will: Yeah, kinda shocked me too, although I was able to write most of it off as entertainment expenses! It’s true!

~ Dialogue between risk analysts Seth Bregman (Penn Badgley) and Peter Sullivan (Zachary Quinto) and head trader Will Emerson (Paul Bettany)

We can’t sin for long if we’re profligate with our sins!



animal holes groundIn your own small way, do something to make your mark for the short time you’ll have lived in the world.

John Tuld: You’re one of the luckiest guys in the world, Sam. You could be digging ditches all these years.

Sam Rogers: That’s true. And if I had, at least there’d be some holes in the ground to show for it.



“Hey Eric! Don’t beat yourself too much about this stuff, all right? Some people like driving the long way home. Who the f–ck knows, right?”

~ Will Emerson as he is leaving ex-head of risk management Eric Dale’s [John Tucci] place

Some people just prefer the long way around things just to save their version of ‘time.’ It’s nothing personal.

harold jarvis longrider 1901 patent



© The Naked Listener’s Weblog, 2013. Updated 19 Feb 2013 (format fixes). (B13022)

Images: You Can’t Cheat Nature via Wikipedia | Keep Calm and Start Panicking via The Keep Calm-o-Matic | Sign Language Interpretation (modified) via Toronto Sports Media | Necessity McGyver via Fashionably Geek | You Have One New Message via Tarde o Temperano | Open Season on Idiots via Predictable History, Unpredictable Past | Danger screenshot via WonderHowTo | Animal in hole via eHow | Harold Jarvis’ Longrider 1901 via Rene K. Mueller.

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